Mal Johnson Realtors

Century 21

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Tri-State Metropolitan Realtors
7436 Old Alexander Ferry Road,
Clinton, Maryland 20735
Office: 301-868-0320
Home Office: 301-894-4215
Fax: 301-868-2637
Cell: 301-395-3769
E-mail: tristatemetropolitanrealtors@live.com

APPRAISALS Appraisal Basics Appraisal Methods When To Order An Appraisal Appraisal To Establish House Market Price Appraisal Needed To Obtain Loan Helping The Appraiser TOP	BANKRUPTCY Alternatives to Filing Bankruptcy How to Avoid Foreclosure Chapter 7 Bankruptcy Bankruptcy And My Bills Bankruptcy and Bill Collectors Your Property and Assets Your House and Car About the Process Bankruptcy Questions & Answers TOP
CALCULATORS Prequalification Wizard Mortgage Payment Calculator How Much Can I Afford? Should I Rent or Buy? Debt Consolidation Calculator How Much Income Do I Need to Qualify? Tax Benefits of Buying Calculator Should I Pay Points Calc Mortgage Payment Amortization Refinance Calculator APR Loan Calculator APR ARM Loan Calculator ARM Loan Payment Mortgage Principal Calculator Mortgage Length Calculator Canadian Payment Calculator TOP	COMMERCIAL MORTGAGES Underwriting Guidelines Commercial Lending Ratios Commercial LTV Ratio Commercial Debt Ratios Commercial Debt Service Ratio Commercial Property Types Questions to Ask Yourself 10 Myths and Facts About SBA Commercial Loan Checklist Financing Options TOP
CREDIT Mortgage Loans and Credit ABC's of Mortgage Credit Credit Guide Scoring Credit Reporting Agencies How to Correct Errors Credit Profiles Credit Report Access Credit Questions & Answers FICO Scores TOP	DOWN PAYMENT Low Down Payments Down Payment Loans and Gifts Down Payment Grant Qualifying For Low Down Payments Down Payment Assistance State Housing Authorities TOP
FHA LOANS State FHA Loan Limits FHA Mortgage Insurance FHA Streamline Refinance Down Payment Gifts Bankruptcy and Foreclosure Refunds Ready on FHA Loans Single Family Home Program Single Family Rehab Program Title I Improvement Loan Energy Efficient Mortgages Reverse Mortgage Program TOP	INSURANCE Homeowners Insurance 12 Ways to Save on Homeowners Private Mortgage Insurance PMI Cancellation PMI Payment Options PMI vs. FHA MIP Title Insurance Title Insurance Protection Title Insurance Policy Flood Insurance
INTEREST RATES Current Interest Rates Imperfect Credit Rates Markets and Economy Market Snapshot Economic Calendar Market Commentary Driving Interest Rates Newsletter Freddie Mac Monthly 30 Year Average Rate Freddie Mac Monthly 15 Year Average Rate Freddie Mac Monthly 1 Year Average Rate Annual Percentage Rate (APR) Mortgage Terminology Economic Terminology Mortgage 101 Daily Rate Survey TOP	LOAN PROGRAMS Fixed Rate Mortgages Adjusted Rate Mortgages (ARM) Standard ARMS and the Differences Introductory Rate ARM's London Inter Bank Offered Rate (LIBOR) Balloon Mortgages Interest Rate Buydowns Cost of Funds Index (COFI) Graduated Payment Method (GPM) Choosing The Best Program TOP
MORTGAGE APPLICATION Download a Mortgage Application Two Key Factors in Qualifying for a Home Loan Mortgage Terminology Economic Terminology RESPA (Real Estate Settlement Procedures Act) Annual Percentage Rate (APR) Choosing A Mortgage Company Your Initial Meeting With A Lender After The Mortgage Application Speed Up The Mortgage Process Escrow Account Basics Real Estate Transaction Forms TOP	REFINANCE Refinance Considerations Refinance Once, Then Do It Again Build Home Equity Faster Get Your Hands on Some Cash Trade your ARM for Fixed Rates Mortgage Refinance Costs Analyze Your Savings Paying Points For A Lower Rate Your Personal Income Taxes Consider Other Mortgage Programs Deciding To Refinance Refinance Calculator TOP
RELOCATION Relocation Considerations Top Ten Relocation Headaches Relocation Issues for Kids Home Buyer Checklist Select A Relo Professional Before You Relocate After You Relocate TOP	SECOND MORTGAGES Home Equity Credit Lines Length of Second Mortgage Payment Calculations Second Mortgage Costs Second Mortgage Rates TOP
VA LOANS 5 Steps to a VA Loan Eligibility Requirements Eligibility Questions Financing Benefits VA Loan Purposes Obtaining a VA Loan VA Loan Costs Restoration of Entitlement VA Loan Questions VA Office Locations TOP	OTHER Mortgage WebBoard INMAN© News Feature TOP